Buy

Your Buying Guide

Whether it’s your first home or your fifth, we guide you through every step – from finding the right property to managing the details – with clear advice, honest communication, and expert support.

Our step-by-step buying process

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02
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Get financially prepared
Speak to a mortgage advisor for an Agreement in Principle and set a clear budget. Consider extra costs like stamp duty and legal fees before you start searching.
Register & start your search
Sign up with our team and share your requirements. We’ll alert you to new instructions and arrange prompt viewings that match your criteria.
Make Your Offer & Instruct Your Solicitor
Once you’ve found the right property, we’ll help you submit your offer and agree terms. Upon acceptance, we’ll coordinate with your solicitor to progress the legal work and keep you updated throughout the sale.
Exchange & complete
Contracts are exchanged, funds are transferred, and keys are handed over. Welcome to your new home – and if you need help beyond completion, we’re always here.

Your Path to Homeownership Starts Here

Navigating the property market can be complex, but with our expert guidance, purchasing your ideal home becomes a seamless journey. Whether you’re a first-time buyer or expanding your portfolio, we’re here to support you every step of the way.

Why Choose Us?

Expertise You Can Trust: Our team possesses in-depth knowledge of the UK property market, ensuring you receive accurate and up-to-date information.

Personalised Service: We take the time to understand your unique needs and preferences, tailoring our approach to find the perfect property for you.

Comprehensive Support: From initial consultation to handing over the keys, we provide continuous assistance, making the buying process straightforward and stress-free.

Our Buying Services

1. Financial Preparation

We assist you in assessing your budget, considering all associated costs such as stamp duty, legal fees, and surveys. Our team can connect you with trusted mortgage advisors to help secure an Agreement in Principle, strengthening your position as a buyer.

2. Property Search & Viewings

Leveraging our extensive network and market knowledge, we help you identify properties that match your criteria. We offer flexible viewing times to accommodate your schedule, ensuring you don't miss out on potential opportunities.

3. Making an Offer

Once you've found the right property, we guide you through the offer process, providing insights to help you make a competitive bid. Our team liaises with the seller's agent to negotiate terms that align with your interests.

4. Offer Accepted
With an accepted offer, we facilitate the next steps by preparing the necessary documentation and coordinating with all parties involved to keep the process moving efficiently.
5. Legal & Survey Assistance
We can recommend experienced solicitors and surveyors to handle the legal aspects and property inspections. Our team ensures that all due diligence is conducted thoroughly, addressing any concerns promptly.
6. Exchange & Completion
Our dedicated sales progression team oversees the final stages, from exchanging contracts to completion. We coordinate the key handover and remain available to assist with any post-completion queries.
1. Understanding Buy-to-Let Mortgages
Buy-to-let mortgages differ from residential ones. Typically, lenders require a 25% deposit, and the expected rental income should cover at least 125% of the mortgage repayments. These mortgages are often interest-only, meaning you'll repay the interest monthly and the capital at the end of the term. (add mortgage box)
2. Selecting the Right Property
Location is paramount. Consider proximity to amenities, transport links, and local demand when choosing a property. (search box)
3. Legal Responsibilities of Landlords
Once you've found the right property, we guide you through the offer process, providing insights to help you make a competitive bid. Our team liaises with the seller's agent to negotiate terms that align with your interests.
4. Tax Implications and Financial Planning
Rental income is subject to income tax, and selling the property may incur capital gains tax. Additionally, changes in tax relief on mortgage interest have affected profitability. It's advisable to consult with a financial advisor to navigate these complexities.
5. Managing Tenants and Property Maintenance
Effective tenant management involves clear communication, timely maintenance, and understanding tenancy agreements. Regular property inspections and prompt responses to issues can foster good landlord-tenant relationships and protect your investment.
6. Exit Strategies and Market Trends
Stay informed about market trends to determine the optimal time to sell or expand your portfolio. Factors like property value appreciation, changes in rental demand, and legislative shifts can influence your investment decisions.
1. Why Snagging Matters
A snagging inspection identifies defects in new builds that developers are contractually obliged to fix. From misaligned doors to cracked plaster, these issues are common and costly if missed.
2. What We Check
We provide comprehensive inspections covering structure, finishes, plumbing, electrics and fittings. Reports are photographic, itemised and formatted for submission to your developer’s customer care team.
3. When to Schedule a Snagging Survey
The best time is after legal completion but before move-in, ensuring access is granted and defects can be addressed before furniture arrives. If you’ve already moved in, a post-occupation inspection is still highly valuable.
4. Independent and Experienced Surveyors
Our inspectors are fully qualified, RICS-trained and experienced in spotting issues builders overlook. We act exclusively for you, ensuring your developer delivers on quality and workmanship.
5. Aftercare and Resolution Support
We don’t just inspect and walk away. Our team follows up with you and your builder, helping ensure issues are rectified promptly, and guiding you through any disputes or escalation procedures if needed.
1. Smart Furniture Packs, Professionally Installed
We offer a complete range of fully furnished solutions tailored to your property’s layout, size and target market. Whether you’re furnishing a compact studio or a spacious three-bedroom apartment, we handle the design, delivery and installation. All items are staged and tenant-ready within 3 to 5 working days.
2. Flexible Options to Suit Every Budget

Our curated packages are available at a range of price points, typically from £1,995 to £4,995 + VAT, depending on the size, finish and style level. Whether you need something cost-effective and compliant, or a luxury finish to support premium pricing, we’ll deliver the right look to maximise your rental yield. All packages include delivery, assembly, and waste removal as standard.

3. Built for Tenant Appeal and Longevity
Each package is designed using real lettings market data and feedback to ensure long-term durability and high tenant appeal. From wipe-clean dining sets and storage beds to contemporary wall art and soft furnishings, we focus on quality, compliance and presentation that drives renewals and reduces voids.
4. Custom Styling and Optional Add-Ons
Prefer a tailored look? Add-ons are available including kitchen packs, soft furnishings, home office setups, blinds and curtains. For landlords aiming to impress, we also offer interior styling and dressing services – perfect for photoshoots, sales marketing or high-end lets.

Our Buying Services

1. Financial Preparation
We assist you in assessing your budget, considering all associated costs such as stamp duty, legal fees, and surveys. Our team can connect you with trusted mortgage advisors to help secure an Agreement in Principle, strengthening your position as a buyer.
2. Property Search & Viewings
Leveraging our extensive network and market knowledge, we help you identify properties that match your criteria. We offer flexible viewing times to accommodate your schedule, ensuring you don't miss out on potential opportunities.
3. Making an Offer
Once you've found the right property, we guide you through the offer process, providing insights to help you make a competitive bid. Our team liaises with the seller's agent to negotiate terms that align with your interests.
4. Expert Negotiation

Our experienced negotiators work diligently to secure the best terms and price for your sale, keeping your interests at the forefront.

5. Seamless Transaction Management

From offer acceptance to completion, our dedicated team manages every detail, ensuring a smooth and stress-free process.

6. Post-Sale Support

Our commitment doesn't end at sale. We offer continued support to assist you with any post-sale needs, ensuring complete satisfaction.

Setting your property investment budget

Before you start your search for a new property, it is key to have your finances in place. As a property buyer, you will need to consider the following:
  • Your deposit funds
  • Solicitor’s fees
  • Mortgage (interest fees)
  • Stamp duty
Confirming a mortgage in principle can show you what kind of loan you are eligible for and give you an idea of some of the fees involved. This will help you set a budget and begin the search for your new home! We advise careful consideration of the mortgage lenders you come across. We are here to help you find a mortgage that suits your needs and your lifestyle. As expert property brokers, we can put you in touch with a wide range of mortgage lenders; all of whom are ready to give you the best rates and terms available.
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Searching for the perfect property

You’re just a call away from finding your perfect property, so, please, call Ernest-Brooks international on 0203 621 8881. It’s crucial that you give us an idea of your budget, preferred location and anything else that may help us understand your needs in finding the right property for you – whether you need parking, a garden or multiple bedrooms, our team will go the distance in finding the most suitable property choices that match your requirements.
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Finding the right solicitor

The success of your purchase could depend on the legal professional you choose; your solicitor will handle all of the legal aspects. A good solicitor is an expert in conveyancing and property law as a whole and will keep you and us up-to-date with the progress.

Thanks to our long list of industry contacts across the capital, we can help you find the right property solicitor and recommend solicitors specialising on London property.

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Flexible viewing time

We understand your schedule may get busy; with this in mind, we can quickly arrange viewings at times that suit your needs. Our offices are also open 8am to 8pm on weekdays and 9am to 5pm on Saturdays.
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Making an offer

After finding your perfect property to invest in, it’s key to make an offer. We can do this on your behalf – in both writing and verbally. We take advantage of our vast knowledge of the London property market in order to negotiate the best possible terms and price for you.

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Offer accepted

Once the offer is accepted, we can help you make your transaction as smooth as possible – including the preparation of a memorandum of sale and writing letters to confirm the agreed price.
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Exchanging contracts

After you and the seller have exchanged contracts, the sale becomes legally-binding and it’s time to sign them. Once this is done, you must then transfer your deposit (usually 10% of the agreed purchase price).

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Exchanging contracts

On the date of completion, it’s time to transfer the remaining amount (usually 90% of the total purchase price). Once the transfer has been completed, you’re free to collect the keys for your new property.

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Learn the true value of your assets

Before putting your property up for rent, it is always a good idea that you speak to one of our knowledgeable property consultants of its current value in the rental market. This will help you gain a strong balance between low tenant turnover and higher monthly returns.

With any large city, rental prices can vary wildly from one area to the next, this is where Ernest-Brooks International step in; our expert property consultants understand exactly which market group your property would belong under and we can help you make sense of it all, allowing you to reach your property’s full rental potential.

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The benefits of corporate tenants

We boast a long list of potential corporate tenants among our client base, including some well-known blue-chip companies and high-profile foreign diplomats that trust us to find the best homes for them in the capital.

We are therefore here to help you find high calibre tenants – many of whom are willing to pay the highest prices if they happen to find the ideal property for their needs.

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Managing your property

Hiring Ernest-Brooks International as your property manager is the optimum way to ensure your property is never empty. It is also a great way to attract the best tenants for your property, as we thoroughly vet our tenants during our meticulous referencing process. This is because many property owners prefer the safety and security that comes with having a property manager looking after their assets and the added convenience of saving you valuable time.

Our corporate tenants will often pay a premium to have someone cater for their precise needs. You will have a dedicated manager looking after your property and upon request, we can handle everything from maintenance, liaising with tenant, to collecting rent payments. On request, we can even organise a change in energy suppliers to anything else that comes with running a rental property.

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Maintenance & Repairs

When you are looking to find a suitable tenant, it is vital to show your property at its very best to increase the chances of it being rented in the shortest possible time. Does your property need a fresh coat of paint, minor repairs or more prolonged maintenance work? If so, for your peace of mind our maintenance team are at hand to do support your requirements, ulitmately helping you attract more interest in your property.

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Marketing your property

The time has arrived to advertise your buy-to-let investment to the world, we endeavour to do all we can to help you find the perfect tenant. We start by utilizing a wide range of advertising channels, including websites like Rightmove, PrimeLocation and Zoopla.

We also use Google Adwords campaigns to give your property that extra push, as well as ads in local/national newspapers, billboards, social media and email marketing. In fact, we pull out all of the stops to ensure the widest possible audience views your listing.

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Viewings

Our offices are open from 8am to 8pm from Monday to Friday, and 9am to 5pm on Saturday. We also understand that some potential tenants may need us to arrange viewings out of hours. With this in mind, we will conduct late evening or weekend viewings to help you find the right tenant in the shortest possible time.

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Negotiating the best rental prices

We take advantage of our vast knowledge of the London property market in order to negotiate the best possible terms and prices. We will act on your behalf with a potential tenant, keeping you updated regarding all enquiries, viewings and offers we receive related to your property. As soon as we receive an offer that suits your needs, we act quickly in order to secure the deal.

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When you accept an offer

Once the offer is accepted, we start the referencing process; we will perform credit, address and identity checks to ensure maximum safety and security. We can help you make your transaction as smooth as possible – including the preparation of your tenancy agreement and overseeing its signing. We will then collect the deposit and first month’s rent from your new tenant.

After all has been done, it’s time for your tenant to move in. An inventory clerk will be ready to greet your tenant after the arrival and help with everything they can, including an inventory list that helps describe the condition of the property in detail to protect your interests in the event of damage for which the tenant was at fault.

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Protecting your vacant property

Whether your property is empty or you simply don’t have enough time to manage it due to work or study, we will gladly help you manage it. As your property managers, we hold a spare set of keys for your comfort and safety. A trusted member of our team will carry out routine checks to make sure your property is in the best condition.

We can design a custom process for this service in order to fit your needs, however, the normal process involves the following:

  • Regular cleaning and maintenance
  • Protection against severe weather conditions
  • Collecting any post from the property and arranging redirection (if needed)
  • Taking frequent meter readings and paying bills
  • Emergency call-outs
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Refer your friends and get rewards

We believe you would like your friends and family members to find property managers they can trust. Now, you can tell them about your great experience with Ernest-Brooks International.

You will be rewarded for every successful referral.

To find out more about the Ernest-Brooks International referral scheme, talk to one of our team now on 0203 621 8881 or email info@ernest-brooks.com quoting ‘refer a friend’.

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Inventory

We offer a professional inventory service, allowing us to deal with your inventory checklists, check-ins and check-outs, quickly and effectively, while keeping the costs low. At the beginning of the tenancy, it’s key to create a new inventory. This acts as a record of the items in the property and of their condition.

The tenant must read through the inventory checklist and sign it to show their approval at check-in; this ensures maximum security against disputes that may arise at the end of the tenancy.

During the check-in process, we hand over the keys, take meter readings and guide the tenant through the appliances and how to use them, including the central heating. We are ready to answer any questions your tenant may have.

While checking out, the tenant must return the keys. We then refer to the inventory and compare the condition of the property with that at the start of the tenancy, allowing us to help you recoup any money needed to repair any potential damage caused by the tenant.

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Furniture packs and dressing service

Our furniture packs service is a quick, easy and affordable way to furnish your property and to make it even more attractive to potential clients.

We can provide any type of furniture you need, from robust furniture for student lets, to stylish pieces for luxury homes.

We will also design, install and dress your property to give it an individual and unique look, regardless of the shape or size of the room. A careful selection of furniture means maximised space and functionality.

 

We can handle this process from start to finish – including project management to final installation – so you can enjoy a hassle-free experience. Our furniture packages are designed to help you make the most of your investment. All the essential items required to get your property in shape are included.

 

You don’t have to worry about the budget, either, as we can tailor a design based on how much you would like to spend. Our service will identify your needs, whether it be a quicker sale or let, or a more homely feel.

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Overview

Do you own a new build property? If so, it is important that you assess the condition of the property with a critical eye, because even minor faults can lead to more complicated and serious issues in the future. The process of fixing such problems in the future can be both expensive and time-consuming.

Developers will request a report to assess the condition of your property before they commence any required remedial work.

Ernest-Brooks International offers a specialist snagging inspection service. With expert knowledge and experienced inspectors who hold NAEA and NFOPP qualifications, we leave no stone unturned. So if there any issues with your property, you can be rest assured we will find them and ensure any defects or issues with the property are corrected.

We would highly recommend that you arrange a snagging inspection report with Ernest Brooks International as close to completion of your development, subject to the consent of the developer.

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The Inspection

During the snagging inspection, we will inspect as much of your property as safety will allow us to do so. This will include all accessible surface areas and floors. We will not assess areas which are unreachable or undercover.

As a result, we will not attempt to raise carpets, floorboards or move any furniture. However, we will lift loose coverings as long as we are sure that doing so will not cause any damage.

  • The inspectors main objective is to give the client professional advice which will enable the property owner to agree with the Developer or Builders, works which are to be rectified as a condition of the purchase.
  • In the event of a post-purchase snagging inspection being carried out to provide the client with a list of works that require remediation.
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The Service

The services will be inspected visually and manually where possible, the inspector will not carry out further testing. Nor will he or she assess the efficiency of the gas, plumbing, heating, electric or drainage systems. The developer should be able to provide a relevant Building Regulation and Compliance Certification in respect of these services.

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The Report

We will provide you with a detailed report on our findings within 48 hours of the inspection. This will recommend the best course of action to take in order to fix any issues before you sell, let, or move into the property. We will also send you one copy of the report and the other to the developer. When the process of fixing any issues begins, we will be on hand to provide any support and advice that you need.

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Fees

The fee you pay will depend on the size of the property.

The fee should be paid before an inspection so that funds have cleared into our account and we are able to proceed with your instruction

 

Studio/1 Bed
£175.00 Plus VAT
2 Bed
£200.00 Plus VAT
3 Bed
£225.00 Plus VAT
4 Bed
£250.00 Plus VAT
5 Bed
£275.00 Plus VAT

 

The agreed fee includes one site inspection by a registered professional (NFOPP and or NAEA Property Mark registered surveyor). Additional site inspections can be charged at an additional agreed rate. Payment for the service will be required prior to the inspection being carried out.

Should you choose to make use of our agency services in order to sell or rent your property, the inspection fee will be refunded on the successful completion of a sale of on the day that your tenant moves into the property.

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Cancellation

The client will be entitled to cancel the inspection by notifying the inspector by email or telephone, 24 hours prior to the inspection booking. In the case of cancellation the inspector shall refund any amount paid for the service. If the cancellation falls within the 24 hours of the inspection date 90% will be refunded allowing for reasonably incurred costs.

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Why should you furnish your property?

According to statistics, UK landlords could have collected over £300 million of additional rental income in 2015 by selectively furnishing rental properties that were let unfurnished.

Appropriately furnishing a rental property can increase your yields by as much as 60%, that’s a significant amount for any landlord not to take seriously.

At Ernest Brooks, we have years of experience and industry contacts who specialise in furnishing rental properties. With our rental management service, you can be rest assured that your property would be furnished with the right items that have a higher conversion rate when you put it on the rental market.

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Make data driven decisions

We’ve built an extensive database in-house using the most comprehensive data sources, which allows us to provide a unique and detailed understanding and of the types of furnishings and uplifts that would be appropriate for our clients target market.

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When to furnish?

All landlords should be aware and take advantage of furnishing appropriately to maximise on their rental income. Our property managers can assess each property’s individual requirements and make the most suitable suggestions that will be cost-effective and make a substantial return on their investment.

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Targeting the right tenants

At Ernest Brooks, we provide valuable insights and recommendations to help you furnish your property to attract the best tenants. Every landlord wants to have a reliable tenant that will not only pay timely rents but also take pride in their rental home. We help attract the right calibre tenants that will help you increase your rental investment.

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Rental furniture for property professionals

Ernest Brooks rental packages have been tailored with relocation professionals in mind, and make the process of securing furniture for any property on a rental basis quick and efficiently, with everything delivered, assembled, installed by our furniture professionals.

We provide three different standard package levels; essential, definitive and prime. All of our rental furniture packages include furniture for living and dining areas, as well as all bedrooms, with the option to add furnishing accessories. Should you wish for a more personalised service our team are happy to help you build a bespoke furniture package that suits your specific requirements.

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Interior Design Service

At Ernest Brooks, we help properties to reach their maximum investment potential by creating bespoke show homes, home staging and interior design. Our interior design service offers a tailored, flexible solution to creating impressive interiors; an expert interior designer will assist from initial conceptual stage through to the final design and installation.

We also offer a variety of furniture packages that are strategically tailored for the London property market, as well as a furniture rental service, interiors for property developers and private landlords.

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